Retrieve Joint Report

Retrieves a joint income report data and a url to the joint report pdf for multiple applicants.

Retrieve Joint Report

GET https://api.numaly.com/v1/requests/join-requests?ids={id}

Query Parameters

Name	Type	Required	Description
ids	string	True	Either a verification request id or you request_id of the verifications you wish to create a report for. For multiple ids or request_ids use seperate them with commas e.g 1,2,3

200

{
    "joint_report_url": "https://www.numaly.com/report?token=eyJhbGciOiJIUzUxMiIsImlhdCI6MTYxMzMwMjEzMSwiZXhwIjoxNjEzMzA1NzMxfQ.eyJ1c2VyX2lkIjo0fQ.lLnNNTBKTWyMA0K5D8BZFSA7YNYDVu2fvB8Wrntach6QwJK29CmCRhP4ogdfsJy6rJ2vzjQc9Pgf1pgT_-bS-Q&id_1=1c3f343d-3f21-4c1d-bf53-5939cf42e611&id_2=4b7G113v-3f21-4c1d-bf53-5939cf42e611"
    "joint_names": "Sarah Samples, John Samples",
    "from_date": "2020-02-06",
    "to_date": "2021-02-05",
    "months_retrieved": 12,
    "days_retrieved": 365
    "total_income": "$204,954.00",
    "total_deposits": 18,
    "average_monthly_income": "$17,079.50",
    "average_monthly_income_3": "$16,165.85",
    "average_monthly_expenses": "$6,954.00",
    "total_recurring_income": 98,300.50,
    "average_monthly_income_recurring": "$9,100.00",
    "total_recurring_deposits": 10,
    "total_non_recurring_income": "206,653.50" ,
    "average_monthly_income_non_recurring": "7,979.50",
    "total_non_recurring_deposits": 8,
    "income_rent_multiple": 15.53,
    "expense_income_ratio": 0.41,
    "property_rent": "$1,100.00"
    "applicants": [ individual reports ...]
}

403 Returned if there are more than 10 applicants in the joint report

404 Returned when either a verification id could not be found, if one of the verification was not complete or if one of the verifications was completed with a paystub.

No response

ids is a comma separated string of request ids needed for the joint report

Response Schema

Field	Type	Response
Joint Names	String	Names of all applicants the joint summary is for.
from_date	string	How far back the data the income report is generated is generated from.
to_date	string	Date of the most recent transaction the income report is generated from.
months_retrieved	number	Total months of transactions the income report is generated from. It is the delta months of from_date and to_date. Will always use the applicant with the longest report period.
days_retrieved	number	Total days of transactions the income report is generated from. It is the delta days of from_date and to_date. Will always use the applicant with the longest report period.
total_income	number	Total combined income for all applicants in the period between from_date and to_date.
total_deposits	number	Total number of deposits into applicants accounts between from_date and to_date.
average_monthly_income	number	Average combined monthly income between the period from_date and to_date.
average_monthly_income_3	number	Average combined monthly income in the last 3 months.
average_monthly_expenses	number	Average combined monthly expenses.
total_recurring_income	number	Total combined recurring income.
average_monthly_income_recurring	number	Average monthly combined recurring income.
total_recurring_deposits	number	Total recurring deposits for all applicants.
total_non_recurring_income	number	Total combined non-recurring income.
average_monthly_income_non_recurring	number	Average combined non-recurring monthly income.
total_non_recurring_deposits	number	Total non-recurring deposits for all applicants.
income_rent_multiple	number	average_monthly_income ÷ income_rent
expense_income_ratio	number	average_monthly_expenses ÷ average_monthly_income
Applicants	array	An array of objects containing a individual report for each applicant in the joint report.
joint_report_url	string	Url link to the joint report pdf.